Affiliate Disclosure

How We Earn Revenue

Loans Quebec operates as an affiliate and referral service. When you submit an application through our website to a lender partner, and that lender approves and funds your loan, we receive a referral commission from that lender. This is how we sustain our service and continue to provide free information and tools to borrowers across Quebec.

You pay nothing extra for using Loans Quebec. The lender's fees, interest rates, and terms remain the same whether you apply directly or through our referral link. Our compensation does not affect the cost of your loan.

Our Lender Partnerships

Loans Quebec partners with licensed lenders who are authorized to operate in Quebec. We do not lend money directly; we are an information and referral service only. When you apply, your information is shared securely with our partner lenders so they can evaluate your application and offer you a loan decision.

Our lender partners are responsible for their own underwriting, terms, and compliance with Quebec lending regulations. We recommend that you review each lender's terms and conditions carefully before accepting any loan offer.

No Bias in Our Recommendations

Although we earn referral fees from all our lender partners, we do not rank or prioritize lenders based on commission size. Our goal is to help you find a lender that fits your situation, not to push you toward the highest-paying partner. We display lender options fairly and allow you to choose which application to submit.

Editorial Independence

Our editorial content—including guides, comparisons, and borrowing tips—is reviewed and maintained by Francois Benedict to ensure accuracy and helpfulness. While we are funded by referral fees, our educational content is written to serve your interests, not to artificially favor any particular lender. We aim to give you honest information so you can make informed borrowing decisions.

Your Privacy and Data

When you apply through Loans Quebec, your personal and financial information is shared with our lender partners so they can process your application. We protect your data with industry-standard security practices. For full details on how we collect, use, and protect your information, please see our Privacy Policy.

Responsible Lending

We encourage all borrowers to borrow responsibly and only when necessary. Before applying for a payday loan or any short-term credit product, please review our Responsible Borrowing Guide for tips on managing debt and understanding the risks of high-interest borrowing.

Questions About Our Disclosure?

If you have questions about how Loans Quebec earns revenue, our partnerships, or this disclosure, please contact us. We are committed to transparency and happy to clarify how our referral model works. You can also review our full Terms of Service for additional legal information.